Prepaid cards as long as they are a VISA, MasterCard, American Express and Discover Card can be used too. And is certainly recommendable for those who worry about the security of using their cards online. That way you only risk the amount of that card.

Is your Credit Card server secure?

Absolutely. Our credit card server is secured with 128bit industry-standard SSL encryption. You can verify this by looking for the golden padlock in the bottom corner of your web browser window.

What appears on my credit card statement?

Your credit card statement will show a billing for 'Spiral Knights' as well as our phone number.

If you need to make manual PayPal payments then that is possible too. Visit the PayPal website, log in to your existing account or set up a PayPal account, choose Send Money, and send your payment to paypal@threerings.net. Be sure to add your account name (not the name of you knight) and what you would like to purchase to the note field. Then we will process this payment as soon as possible and reply to your PayPal payment email with confirmation.

Be aware that PayPal accounts can be set up to make instant payments, or use eChecks which work like regular checks which have to clear before payment is made. eChecks are typically due to the main funding source on the PayPal account being a bank account. If you have funds already in your PayPal account or you fund it from a credit card then you would make instant payments with no delay. For more information on this please see PayPal's Help Pages.

Search HERE to find the location nearest you.

• Get a Payment Code from the PaidByCash website, then go pay cash at one of the locations.
• Receive a Virtual MasterCard loaded with the amount you've paid cash and use that MasterCard for your online purchase.
• Enter the MasterCard number in the credit card number field and select the option you wish to buy.

Keep in mind that your MasterCard may retain a balance after your transaction (depending on the cash value you put into the card), so don't lose it!

For more information on how PaidByCash works, click HERE.

We process the payment the same day we receive it, except on weekends. So it really depends on how fast the mail man can deliver it. Players often worry that this takes too long, but our experience is that it's shorter than most think. Also if you make larger payments consider that expediting your letter may be a small part of the payment but it ensures that we receive it faster.

Be aware we only accept payments in US Dollars. But if you have a Money Order or Check made out then you can have it made out in US Dollars while paying in your own local currency.

We can't really recommend sending cash, since it poses a risk when cash is visible in an envelope, so this is at your own risk.

Along with the payment please add the following:

• Your account name (not the knight name).
• Your email address. We will send you a confirmation email when your payment is received.
• Which Energy Package you would like to purchase.
• If you decorate your envelope or include a fun note, we may display it on the office wall!

Please make this payable to: Three Rings Design, Inc.

Send your mail to:

Three Rings Design
P.O. Box 482
San Francisco 
CA 94104-0482
USA

You will be responsible for converting your currency into US Dollars. With a credit card or PayPal transaction this will happen automatically. To get a US Dollar check or money order you will have to visit the bank, or perhaps your post office as well as many stores that may offer this as a service.

Exceptions to this rule are in cases of fraud, fiscal hardship due to accidental renewal, or if we issue a new release to the game or otherwise modify the software in a way that prevents you from actually playing. If this happens to you please first try to solve the problem on the Technical Issues forum.

If you wish to request a refund in these circumstances please contact us via billing@spiralknights.com and we'll try to help.

In our experience the vast majority of unauthorized charges comes from family members, often kids in the house hold. Or friends of the credit card holder. Look to see if anyone in the house hold plays Spiral Knights.

Once you know more please contact us via billing@spiralknights.com and we'll work with you to resolve this. Please provide the following information:

• Name and address and last 4 digits of the credit card charged. Or the email address of the PayPal account used without your authorization.
• The dates and amounts of the charges you did not authorize.
• List anyone you're aware of that plays Spiral Knights, even if you don't believe they are responsible at this time.
• If you know of Spiral Knights account names used in the house hold please list these as well.

However, our experience is that problems arise most frequently from errors in the user information the credit card company is expecting. The address, zip code, and other user information are what the credit card company use to confirm your identity. They can be pretty picky about the smallest detail in the information you enter!

Here's a few of the most common problems we've run into:

• Exact spelling of card details. Credit Card companies are very strict about the exact spelling of information on a Credit Card. You should check your bank statements or contact them to see that you have the exact info. Moving house, for instance, may cause problems if you haven't updated the info with the bank, yet enter your new address.

• Gift cards sometimes need to be activated either at the register when purchased or via the phone/internet after being purchased. You'll want to double check if that is the case with your card.

• If you have any sort of non-English characters in the Credit Card info, you should check your bank statement to see if they have it shown differently. Also try and use standard English characters in place of those non-English characters.

• There's always the chance that you're over a certain limit, check with your bank if that is the case.

If none of this works and you're not getting anywhere talking to the Bank or the Credit Card company then you could always consider a PayPal account attached to the same bank account.

We've found this happens more often with bank or debit cards, unfortunately we've also found that these problems don't show up as such for a few days and the bank's support personnel aren't always able to see that the charge actually was denied. The funds should show up again in a few days from your bank.

We can't see the reason for why it was declined, you may want to contact your card issuer to have them tell you why it was declined so you can prevent it from happening again. In our experience it is often the address that doesn't match what is registered on the card, but that may not be the problem in your case.